> ## Documentation Index
> Fetch the complete documentation index at: https://docs.thedecard.com/llms.txt
> Use this file to discover all available pages before exploring further.

# KYC document requirements

> The identity documents (POI) accepted in each country or region, together with the validity and file requirements.

## 📄 Guide

## Core rules

* **Whitelisted identity documents**: the user submits a single document, completes face verification and fills in the required background information — that is the whole verification.
* **Non-whitelisted identity documents**: the user must submit a passport (proof of identity) plus one proof-of-address document, and complete face verification and background information.
* **Cardholder age**: between 18 and 70.
* **Document validity**: an identity document must have at least 6 months of validity remaining; a proof of address must have been issued within the last 3 months.
* **No screenshots**: every document must be a photo or scan of the original — screenshots are not accepted.

## Proof of identity (POI)

### POI basic requirements

* **Age**: the cardholder must be between 18 and 70.
* **Validity**: the identity document must have at least 6 months of validity remaining.

The document must carry all of the following, legibly:

* Full name
* Date of birth
* Photo
* Document number
* Issue / expiration date
* A legible MRZ (machine-readable zone)

### Upload requirements

Uploaded files must satisfy all of the following:

* An original photo — screenshots are not accepted
* Accepted formats: JPG, JPEG, PNG, PDF
* At least 100 KB, or a resolution of 300 DPI
* No larger than 20 MB
* Must be in colour
* Sharp, good quality and legible
* All four corners must be visible
* One or both sides of the document
* Do not upload anything retouched or altered in image-editing software

### Accepted documents by country / region

The table below lists the identity documents accepted in each country or region, and whether that document still requires a separate proof of address (POA).

| Country / region | Accepted identity document    | Separate POA required |
| ---------------- | ----------------------------- | --------------------- |
| Philippines PHL  | Philippine national ID        | No                    |
| Philippines PHL  | Driving license               | No                    |
| Philippines PHL  | Passport                      | Required              |
| Taiwan TWN       | ROC national ID               | No                    |
| Taiwan TWN       | Passport                      | Required              |
| Malaysia MYS     | MyKad (Malaysian national ID) | No                    |
| Malaysia MYS     | Driving license               | No                    |
| Malaysia MYS     | Passport                      | Required              |
| Vietnam VNM      | Vietnamese citizen ID         | No                    |
| Vietnam VNM      | Driving license               | No                    |
| Vietnam VNM      | Passport                      | Required              |
| Japan JPN        | My Number Card¹               | No                    |
| Japan JPN        | Driving license¹              | No                    |
| Japan JPN        | Passport                      | Required              |
| South Korea KOR  | Resident registration card    | No                    |
| South Korea KOR  | Passport                      | Required              |
| Australia AUS    | Passport                      | Required              |
| Thailand THA     | Thai national ID card         | No                    |
| Thailand THA     | Passport                      | Required              |
| Singapore SGP    | Singapore NRIC                | No                    |
| Singapore SGP    | Passport                      | Required              |
| Other countries  | Passport                      | Required              |

¹ **Japan-specific requirement**: when using a My Number Card or a driving license, the user's IP address must be inside Japan; otherwise the user must also submit a passport for verification.

## Proof of address (POA)

When the user presents a passport, a separate proof of address is required. Accepted documents include bank statements, utility bills and official government documents.

A proof of address must also be an original — screenshots are not accepted.

* **Purpose**: a POA verifies the user's residential address.
* **Validity**: the document must have been issued within the last 3 months.
* **Content**: it must show the full name and the address, and the name must match the identity document.
* **Upload limits**: JPG, JPEG, PNG or PDF only; each file no larger than 10 MB; up to 3 files.

### Validity rules at a glance

| Document class                                | Rule                            |
| --------------------------------------------- | ------------------------------- |
| POI (ID card / passport / driving license)    | At least 6 months before expiry |
| POA (utility bill / bank statement and so on) | Issued within the last 3 months |

## How documents are submitted, and the related fields

How documents accompany the card / KYC request depends on the KYC integration you use:

* **Sumsub**: the user's documents are collected in Sumsub and you share them with DCS through `sumsubShareToken`. For how the sharing-partner relationship is configured, see [KYC vendor](./faq-kyc-vendor).
* **Non-Sumsub (NORMAL)**: you submit the document details and file URLs directly through the KYC endpoint — see [Apply for KYC](../how-to-use/kyc/apply-kyc). The values you pass for `identityProofType` (`ID_CARD` / `DRIVERS` / `PASSPORT`), `addressProofList` and `poaDocType` must match the rules on this page.

For the material KYC needs, the markets cards can be issued in and the per-region document requirements, see [Compliance and the KYC flow](../basic-concepts/compliance-kyc-flow).

## Next steps

* Once the documents are ready, submit the verification: [Apply for KYC](../how-to-use/kyc/apply-kyc)
* Using Sumsub? configure the sharing partner first: [KYC vendor](./faq-kyc-vendor)
* Rejection reasons and the resubmission path: [KYC reject codes](../how-to-use/kyc/kyc-reject-codes)