Card Application Data Dictionary - DCS Technical Documentation

📄 Guide

The values below apply to the kycInfo sub-fields of POST /card/v1/virtual-card/apply. Submit the value from the code column.

Proof of address document type (poaDocType)

poaDocType values do not differ between integration models — both share one list. Which types are actually accepted depends on the user’s country or region: the accepted proof-of-address types vary by country, so follow the coverage list you confirmed with DCS.

A proof of address must be no older than three months, and screenshots are not accepted.

code	Name	Validity / notes
`UTILITY_BILL`	Utility bill	No older than 90 days (75 days in France)
`TELECOM`	Telecom bill	No older than 90 days
`BANK_STATEMENT`	Bank statement	No older than 90 days
`BANK_LETTER`	Bank letter	An official letter from a financial institution carrying account details, stamped or signed
`CREDIT_CARD_STATEMENT`	Credit card statement	No older than 90 days
`LEASE_AND_PAYMENT`	Lease agreement plus proof of payment	Proof of payment is also required, and must be no older than 90 days
`MORTGAGE_AND_PAYMENT`	Mortgage agreement plus proof of payment	Proof of payment is also required, and must be no older than 90 days
`SALARY_STATEMENT`	Salary statement	No older than 90 days
`ID_CARD`	Identity card	Accepted when it is not also used as the identity document
`DRIVING_LICENSE`	Driving license	Accepted when it is not also used as the identity document
`GOVERNMENT_STATEMENT`	Government statement	—
`GOVERNMENT_TAX_BILL`	Government tax bill	—

Employment status (employmentStatus)

code	Name	Description
`EMPLOYED`	Employed	In regular paid employment
`BUSINESS_OWNER`	Business owner	Owns and runs a business
`SELF_EMPLOYED`	Self-employed	Works independently or freelances
`UNEMPLOYED`	Unemployed	Currently out of work
`PENSIONER`	Pensioner	Retired and drawing a pension
`STUDENT`	Student	Currently in education

When employmentStatus = EMPLOYED, employerName becomes required.

Industry (employmentJobIndustry)

code	Name	English label
`INFORMATION`	Information and communications	Information and Communications
`RETAIL_TRADE`	Retail trade	Retail Trade
`FINANCIAL`	Financial and insurance activities	Financial and Insurance Activities
`ELECTRICITY`	Electricity	Electricity
`TRANSPORT`	Transport and storage	Transport and Storage
`CONSTRUCTION`	Construction	Construction
`TRAVEL_RELATED`	Travel related	Travel Related
`ACCOMMODATION`	Accommodation and food service	Accommodation and Food Service
`ENTERTAINMENT`	Entertainment	Entertainment
`PAYMENTS`	Payments	Payments
`PROFESSIONAL`	Professional services	Professional Services
`LUXURY_GOODS`	Luxury goods	Luxury Goods
`MANUFACTURING`	Manufacturing	Manufacturing
`MINING_AND_QUARRYING`	Mining and quarrying	Mining and Quarrying
`AGRICULTURE_AND_FISHING`	Agriculture and fishing	Agriculture and Fishing
`REAL_PROPERTY`	Real property and land development	Real Property and Land Development
`WHOLESALE_TRADE`	Wholesale trade	Wholesale Trade
`NON_EMPLOYED`	Non-employed	Non-Employed

Occupation (occupation)

Submit the code value; the number column is the internal code for that occupation and is provided for cross-reference only.

code	Name	number
`PHYSIOTHERAPIST`	Physiotherapist	308
`SPECIALIST`	Specialist	309
`SURGEON`	Surgeon	303
`PATHOLOGIST`	Pathologist	304
`PLASTIC_SURGEON`	Plastic surgeon	318
`PSYCHOLOGIST`	Psychologist	314
`SR_EXECUTIVE`	Senior executive	180
`CHAIRMAN`	Chairman	106
`MANAGING_DIR`	Managing director	108
`JR_EXECUTIVE`	Junior executive	200
`TERTIARY_STUDENT`	Tertiary student	2222
`UNKNOWN`	Unknown occupation	1200
`GENERAL_WORKER`	General worker	1198
`UNEMPLOYED`	Unemployed	1199
`PILOT`	Pilot	1169
`AIR_STEWARD_STEWARDESS`	Flight attendant	1170
`CLERK`	Clerk	1157
`CUST_SERVICE_CONSULTANT`	Customer service consultant	1156
`ARTIST_ENTERTAINMENT`	Artist or entertainer	1183
`BEAUTY_CONSULTNT_STYLIST`	Beauty consultant or stylist	1184
`SOCIAL_WORKER`	Social worker	1141
`TECHNICAL_CONSULTANT`	Technical consultant	1131
`IT_CONSULTANT`	IT consultant	1123
`COMPUTER_ANALYST`	Computer analyst	1124
`TECHNICIAN`	Technician	1151
`WAREHOUSING_PERSONNEL`	Warehousing personnel	1152
`SYSTEMS_PROGRAMMER`	Systems programmer	1121
`TEACHER`	Teacher	1113
`INSTRUCTOR`	Instructor	1114
`ASST_PROFESSOR`	Assistant professor	1107
`VICE_DEAN`	Vice dean	1104
`PROFESSOR`	Professor	1106
`APPLICATION_PROGRAMMER`	Application programmer	1122
`OTHERS`	Other occupation	1100
`REMISIER`	Remisier	1040
`PROPERTY_AGENT`	Property agent	1050
`SALES_EXEC`	Sales executive	1020
`MARKETING_EXEC`	Marketing executive	1010
`HAWKER`	Hawker	990
`CONTRACTOR`	Contractor	985
`PARTNER`	Partner	970
`ARMY_SPECIALIST`	Army specialist	860
`CIVIL_SERVANT`	Civil servant	840
`DEPUTY_PM`	Deputy prime minister	807
`CABINET_MINISTER`	Cabinet minister	809
`BANKING_PROFESSIONAL`	Banking professional	660
`BANKER_FUND_MANAGER`	Banker or fund manager	650
`POLITICIAN_CIVIL_SERVANT`	Politician or civil servant	800
`DRAFTSMAN`	Draftsman	740
`QUANTITY_SURVEYOR`	Quantity surveyor	750
`CHEM_ENGINEER`	Chemical engineer	540
`FIN_CONTROLLER`	Financial controller	610
`PROF_ACCOUNTANCY`	Accountancy professional	600
`HIGH_COURT_JUDGE`	High Court judge	406
`CHIEF_JUSTICE`	Chief justice	401
`AUDITOR_GENERAL`	Auditor general	403
`CIVIL_ENGINEER`	Civil engineer	510
`ELEC_ENGINEER`	Electrical engineer	520
`LEGAL_ADVISER`	Legal adviser	490
`PROF_ENGINEER`	Professional engineer	500
`JUDGE`	Judge	408
`LAWYER`	Lawyer	420
`DOCTOR`	Doctor	360
`GEN_PRACTITIONER`	General practitioner	365
`RESEARCHER`	Researcher	350
`BIOCHEMIST`	Biochemist	351
`GYNAECOLOGIST`	Gynaecologist	322
`MATRON`	Matron	380
`ORTHOPAEDICIAN`	Orthopaedic surgeon	310
`OFFICER`	Officer	250
`PROF_MEDICAL`	Medical professional	300
`OBSTETRICIAN`	Obstetrician	320
`PSYCHIATRIST`	Psychiatrist	316
`MGT_CONSULTANT`	Management consultant	160
`REG_MANAGER`	Regional manager	140
`DIV_MANAGER`	Divisional manager	150
`TOP_EXECUTIVE`	Top executive	110
`GENERAL_MGR`	General manager	130
`DEPT_MANAGER`	Department manager	210
`EXEC_OFFICER`	Executive officer	230
`PRESIDENT`	President	102
`V_PRESIDENT_DIR`	Vice president or director	104
`SECURITY_SAFETY_PERSON`	Security and safety personnel	1196
`HOSPITALITY_PERSONNEL`	Hospitality personnel	1197
`HOUSEWIFE`	Homemaker	1190
`STUDENT`	Student	1191
`COOK_CHEF`	Cook or chef	1180
`DRIVER`	Driver	1181
`DIVER`	Diver	1160
`SECRETARY`	Secretary	1155
`DESIGNER`	Designer	1182
`SUPERVISOR`	Supervisor	1150
`EDITOR`	Editor	1145
`JOURNALIST`	Journalist	1146
`PASTOR`	Pastor	1140
`PROJECT_CO_ORDINATOR`	Project co-ordinator	1130
`SYSTEMS_ANALYST`	Systems analyst	1120
`PRINCIPAL`	Principal	1110
`V_PRINCIPAL`	Vice principal	1111
`LECTURER`	Lecturer	1108
`DEAN`	Dean	1103
`CHANCELLOR`	Chancellor	1101
`INSURANCE_AGENT`	Insurance agent	1030
`SALESMAN`	Salesperson	1000
`SOLE_PROPRIETOR`	Sole proprietor	980
`SELF_EMPLOYED`	Self-employed	910
`BUSINESS`	Business owner	900
`POLICE`	Police officer	850
`AMBASSADOR`	Ambassador	820
`PARLIAMENTARY_SECRETARY`	Parliamentary secretary	830
`AUDITOR`	Auditor	640
`V_PRESIDENT`	Vice president	803
`PRIME_MINISTER`	Prime minister	805
`PROF_ARCHITECT`	Professional architect	700
`ARCHITECT`	Architect	701
`MECH_ENGINEER`	Mechanical engineer	550
`SYSTEMS_ENGINEER`	Systems engineer	560
`PROCESS_ENGINEER`	Process engineer	530
`ASST_ACCOUNTANT`	Assistant accountant	622
`CREDIT_ANALYST`	Credit analyst	630
`TREASURER`	Treasurer	612
`ACCOUNTANT`	Accountant	620
`FIN_CONSULTANT`	Financial consultant	601
`HEALTHCARE_PROFESSIONAL`	Healthcare professional	390
`PROF_LAW`	Legal professional	400
`DENTIST`	Dentist	340
`CHIEF_NURSE`	Chief nurse	382
`NURSE`	Nurse	383
`RADIOGRAPHER`	Radiographer	370
`PHARMACIST`	Pharmacist	368

Job seniority (jobSeniority)

code	Name	English label
`SENIOR_MANAGEMENT`	Senior management	Senior Management
`DIRECTOR`	Director	Director
`PARTNER`	Partner	Partner
`EXECUTIVE`	Executive	Executive
`TEACHER`	Teacher	Teacher
`MANAGERIAL`	Managerial	Managerial
`NON_EMPLOYED`	Non-employed	Non Employed
`SALES`	Sales	Sales
`ASSOCIATE`	Associate	Associate
`DIPLOMAT`	Diplomat	Diplomat

Purpose of account (purposeOfAccount)

code	Name	English label
`CASH_ADVANCE_PROGRAM`	Cash advance programme	Cash Advance Program
`INVESTMENT`	Investment	Investment
`DAILY_SPENDING`	Daily spending	Daily Spending
`BILL_PAYMENT`	Bill payment	Bill Payment
`OTHERS`	Others	others

Source of funds (sourceOfFunds)

code	Name	English label
`OWN_BANK_ACCOUNT`	Own bank account	Own Bank Account
`THIRD_PARTY_BANK_ACCOUNT`	Third-party bank account	Third Party Bank Account
`CRYPTO_TOP_UP`	Crypto deposit	Crypto Top Up
`DUSD`	DUSD	DUSD

Source of wealth (sourceOfWealth)

code	Name	English label
`EMPLOYMENT`	Employment income	Employment
`SAVINGS`	Savings	Savings
`INHERITANCE`	Inheritance	Inheritance
`BUSINESS`	Business income	Business
`INVESTMENT`	Investment income	Investment
`TRUST_FUND`	Trust fund	Trust Fund
`CRYPTOCURRENCIES`	Cryptocurrencies	Cryptocurrencies

Next steps

Issuing Cards — how these enum fields fit into kycInfo and the card issuing request body
Authentication guide — the common response envelope and how to judge errors

​📄 Guide

​Proof of address document type (poaDocType)

​Employment status (employmentStatus)

​Industry (employmentJobIndustry)

​Occupation (occupation)

​Job seniority (jobSeniority)

​Purpose of account (purposeOfAccount)

​Source of funds (sourceOfFunds)

​Source of wealth (sourceOfWealth)

​Next steps